User Controls
Posts by Ajax
-
2019-07-23 at 10:24 PM UTC in I'm going to start sleeping outside on Wednesday night...
-
2019-07-23 at 10:19 PM UTC in i hate people
-
2019-07-23 at 5:38 PM UTC in i hate peopleDid you lose your spot?
-
2019-07-22 at 11:08 PM UTC in The box office sales
-
2019-07-22 at 10:51 PM UTC in I'm going to start sleeping outside on Wednesday night...You mean youâll be homeless starting Wednesday. Good luck out there. Sleep with one eye open.
-
2019-07-22 at 10:48 PM UTC in The box office salesIf it can be measured, it will be measured. It also depends on what news outlets you follow.
-
2019-07-21 at 12:34 AM UTC in My dad just chewed me outIâm surprised your dad still wants anything to do with you.
-
2019-07-21 at 12:19 AM UTC in if someone bumps you as yourew alking in publicPeople donât bump into me because I make my presence known.
-
2019-07-20 at 1:29 AM UTC in How much debt would it take for you to kill yourself?
Originally posted by Erekshun I have heard it said that you can get rich using OPM (other peoples money which means debt). It's true but if it doesn't work? Bankruptcy.
Itâs possible, but there is risk. Also, not all debt is bankruptable.
When people say they get behind on their bills, itâs usually that they get behind on servicing their debt. Itâs easy to slowly build debt because you can âaffordâ it. Itâs hard to get out of it. -
2019-07-20 at 1:02 AM UTC in How much debt would it take for you to kill yourself?
Originally posted by Star Trek VI: The Undiscovered Country I assume someone who has 50 million in debt is doing better at life than someone who has no debt. After all having that sort of debt implies connections, experience, and business acumen. Many successful entrepreneurs went broke at least once.
No, that sort of debt implies gross mishandling of capital and frivolous creditors. If thatâs how you define success, then you are certain to fail. -
2019-07-18 at 6:02 PM UTC in How much debt would it take for you to kill yourself?Donât mistake my bluntness for a lack of sympathy. It has been my experience and observation that people need the cold, hard truth and a swift kick in the ass to get themselves out of the mess they got themselves into.
-
2019-07-18 at 5:43 PM UTC in How much debt would it take for you to kill yourself?
Originally posted by gadzooks The hypothetical character in my brief narrative? Or the person who posted it?
Either way, we are one and the same.
I mean, I do plan on paying all my debt off. I'm close to the 100k mark (mostly student loans, but also divided into various other debts consolidated into one).
I do take personal responsibility for the role I played in accumulated such debt, but life really isn't as simple as a lot of people characterize it to be.
In an ideal world:
1. Creditors would not be as predatory as they are.
2. People who hit hard times would be allowed a certain amount of leeway rather than be carpet bombed withpoverty tax"NSF fees" and such.
3. People who are ready and willing to work but can't find employment because the job market is the least efficient market conceivable wouldn't incur punitive costs for a broken system.
4. People who are doing well in life would not flippantly say things like "debt is a choice" to those who are not.
Etc.
Even when I had debt, it was my choice. Until your own your choices and decisions, your choices and decisions will own you.
Originally posted by GGG Literally the only reason everybody can have affordable insurance now is because of Obama and his government subsidized insurance program.
You have some strong excluder words there. I had affordable health insurance subsidized by my employer before Obama, though I recognize a lot of people didnât. -
2019-07-18 at 5:34 PM UTC in How much debt would it take for you to kill yourself?
-
2019-07-18 at 5:28 PM UTC in How much debt would it take for you to kill yourself?
Originally posted by gadzooks Ok I know you're our resident capitalist around here, and I'm not even especially anti-capitalist, but you do kinda take it to new levels.
Of course deliberate action played a role in anyone's accumulation of debt, but to just so flippantly say "debt is a choice" is kinda brutal.
It really is more complicated than that.
Personal accountability should of course come into play, but if one person winds up rich and another poor, the differences in their decisions might have been rather subtle.
-
2019-07-18 at 5:13 PM UTC in How much debt would it take for you to kill yourself?
Originally posted by DietPiano I don't know how bankruptcy works, so let's not worry about that.
50 million?
999.999k?
85k?
2k?
One penny?
N/A. I wouldnât let myself get to that level of debt. We are not victims; debt is a choice.
Originally posted by A College Professor divvy the national debt up amongst all tax payers and its over a million bucks a piece . time to drain the swamp folks
The current administration already got into office partially based on the promise to âdrain the swampâ and the federal deficit for 2019 is a record-high at over $1 trillion.
Itâs not hard to balance a budget. Expenses need to be less than income. Donât commit to pay for more than you bring in. -
2019-07-17 at 1:44 AM UTC in I've developed a new hobbyMy credit score is way too high for my own good. Itâs 831. Stop fooling around with debt products and build wealth instead.
-
2019-07-17 at 1:10 AM UTC in Who here thinks that life is worth living?If you knew you were going to end the day either by being killed or by killing yourself, how would you spend your day?
-
2019-07-17 at 1:06 AM UTC in I despise being a member of a capitalistic society...Why?
-
2019-07-16 at 10:32 PM UTC in Non-Jelous And Non-CompetativeLow T
-
2019-07-13 at 2:42 AM UTC in Should I open a Money Market Saving Account?