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Posts by bigthink

  1. bigthink victim of incest
    Originally posted by Ajax Invest in index funds or at least mutual funds. Don’t play the individual stocks game.



    This is horrible advice. Banks are for holding your money, facilitating transactions, and lending money. Not for investing. Go with a good brokerage firm like vanguard or fidelity.

    Managed accounts are also a bad idea. You will be paying excess fees for a service that statistically is outperformed by passive investments (see above). If you must have some kind of “help,” go with a robo-advisor or just put it in a target date retirement fund. Do your own research and choose a good asset allocation and that’s the main decision you need to make. Asset location is also important, but not as important as asset allocation.


    firstly, fuck that bitch made taboo ban >:(

    secondly, your right regarding mostly everything. i shouldnt post inebriated advice of any sort lol

    I was thinking more about where the advice was going as I think it's most important to know your target audience (fona)

    you're definitely NOT correct in saying that my advice is entirely horrible though.

    if youre about to pull the trigger on moving money into investments ((almost always) regardless of what they are), before youre standing well on your feet, youre (probably) making a pretty big mistake. (e.g. does fona have credit card debt, drug debt, enough money to live till he finds a new job)

    managed accounts through your banks are not the worst place to invest be short term if you're completely uneducated regarding investing. Atleast in canada. They will almost always offer services (often free) such as financial planning, account setup+management etc. To hell with the fact that their mutual funds are a ripoff. Earning 2.5% annually is better than losing 2.5% because you didnt do anything due to being overwhelmed by how to get your feet in the door.

    whatever doesn't penalize you for opening a small account, allows for automatic deposits, and doesn’t overwhelm you is an acceptable place to start. Worry about optimizing later.

    im only in my early-mid 20's though so i have a lot to learn, but is any of this wrong? maybe i am a fuckign retard.
  2. bigthink victim of incest
    you shouldnt even think about investing unless you have enough money saved up to get you through a patch in your life.

    Once you have that. you should either invest through your bank (where they manage) or through a self managed investment account. Id reccomend Virtual Brokers or Questrade for self managed accounts

    If you need specific investment advice youll have to be more specific Fona. PM if i dont respond here

    User was banned for saying the taboo phrase "man"!
  3. bigthink victim of incest
    what am i looking at here?
  4. bigthink victim of incest
    Originally posted by Japan-Is-Eternal all these messages and he wonders why he was kicked

    >kicking people you dont like

    this is why I asked who the admin was before joining lol

    p.s. double lol at you saying "all these messages and he wonders why he was kicked"
  5. bigthink victim of incest
    Originally posted by Skulltag Lol. Russia has more faggots than you imagine. Try telling it to this guy:

    but have you ever met gay foreign Russian?
  6. bigthink victim of incest
    i can't find evidence to prove that this isn't a shit post. but look at that facial bone structure - look again.

    you know this guy's first or second gen, fresh off the boat Russian. I have a hard time believing that first/second gen russian relatives would allow this to happen with performing an honor kill
  7. bigthink victim of incest
    my disappointment is immeasurable and my day is ruined
  8. bigthink victim of incest
    Originally posted by AngryIVer Cad or USD?

    CAD
  9. bigthink victim of incest
    WTF
  10. bigthink victim of incest
    Originally posted by the man who put it in my hood why, explain yourself

    typing is funny like that: because I can't read your mannerisms as well what you're saying.

    i.e. are you unironically pals with jie?

    I had* 2 friends like him (you?) that are now in the psych.
  11. bigthink victim of incest
    Originally posted by the man who put it in my hood he pm's me too, he's my daki

    we are best friends now UwU

    https://discord.gg/XVTM8U

    i can no longer trust you
  12. bigthink victim of incest
    Originally posted by iam_asiam68 that is what the general salary for floor machinists in every shop all across america and they feed their families on it. 18 - 22 is standard pay. when i was 24, i was making 25 hourly and as a single man then was able to bank crazy. i got married so i could then watch it all be removed from my possession to hers, but that is another story.

    what!? I'm too drunk to tell if you're being sarcastic

    in Vancouver our machinists will make $25-$38 per hour.

    if you're a young or dumb American reading this don't be fooled, sounds great but in the end you'll net around the same
  13. bigthink victim of incest
    Originally posted by Sudo This thread made me depressed

    why?
  14. bigthink victim of incest
    most importantly, who's the admin
  15. bigthink victim of incest
    I'm willing to join, but how hard are the chats? how many degenerates are there?
  16. bigthink victim of incest
  17. bigthink victim of incest
    irrelevant but interesting: in New Zealand it's current 300/g (?!?!?) what happened to $20/3(days awake)
  18. bigthink victim of incest
    Originally posted by Wariat I am 35 now thus my tastes evolved. I think either a cougar or girls wround 16-17 would be more of a challenge or a score for me.

    jeeezus fuckin christ

    do you realize you just implied that 12-13 yos aren't a challenge for you?
  19. bigthink victim of incest
    nice
  20. bigthink victim of incest
    make this an isis 2.0 site lenny
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