Originally posted by 10 Ft. Ganja Plant
lanny iz cute
Did you know he has a degree in computer science and works in the financial industry in the Financial District (FiDi) of San Francisco earning over 100K a year in income and benefits, as well as already having saved about 300K in a low fee index fund, possibly retirement fund, despite only being 23?
Not only that, but he's returning to school for the fall semester this year, Around August 22nd, to earn his Master's, which will increase his income even further! And don't forget about how much fucking compound interest he's going to earn from having so much saved already by this age! Not only that, but if he does the sensible and ethical thing and remains child free*, that simply vastly increases his potential even further.
If his average earnings over 30 years are 150k and 200k, respectively, he'll earn 4.5 and 6.5 million over his lifetime! He could feasibly earn substantially more.
http://www.moneychimp.com/calculator/compound_interest_calculator.htmAlso, at a current principle of 300K with 50K added each year (I could easily maintain this savings rate, even with the cost of living of SF.) over 30 years and at 8% annual interest, he'll end up with 8.6 million from it in addition to the rest of his money!
Lanny is
literally on track to have a net worth of over 10 million dollars! This may sound like a lot, a completely unrealistic amount to most, but I know him well enough and, no, it genuinely is a realistic estimate. Even before then he's going to reach millionaire status by age 30 at least, become a genuine multimillionaire relatively rapidly.
Lanny is going to be one rich as fucking nigger!
*Lanny, I swear to god you'd better start seriously researching, pondering, the detrimental effects of having children as well as taking anti-natalist philosophy seriously (r/antinatalism is not a good representation of this. One of my strongest beliefs is that anti-natalist theory and what it leads to, what stems from it, is one of the most valuable truths/insights in the entire field of philosophy, with genuinely profound practical potential effects on the lives of individuals and the world.). Anti-natalism is one of the most profound truths of existence, the creation of life the most immoral and selfish act you can commit. Any biological desires and emotions that arise
do not matter. You need to see through what's driving them, gain mastery over yourself, and cast them aside, overcome them, and hold firm to your values. You cannot go half way on being a parent, it is not something you compromise on or should ever do if either you or your partner are on the fence. I swear to god I'm so concerned you're goingto end up with a woman, who have an immensely high chance of eventually desiring children (Even adopting has too harmful of an effect to your life, ethics aside.), especially if you make the incredibly foolish mistake of marrying her (Do
not get married either, it is nothing but a legal contract and there is no need for it to validate your relationship. Look at the rates of long-term cohabitation in the Nordic region, this is the ideal cultural shift. So many critiques of this idiotic act.). Unfortunately we don't have schools on love, the most important aspect of most people's lives, and almost no one researches it in depth, the biological, particularly neurological and endocrine, underpinnings. The implications of the gene centric view of evolution, how it drives you to behavior harmful to yourself and others, unethical actions. Human psychology, profound cognitive biases, the evolutionary roots of man, society and culture etc. Then again, considering the kind of women you may be drawn to, how spineless and cowardly you could well be, at least at this point of your life and level of personal development, along with your fear of ending up alone, likely being unable to leave someone when necessary, and potentially avoiding a serious discussion on this subject and analysis of who they are, their views/justifications, to gauge whether they're likely to change their minds or at a high risk of doing so, it wouldn't surprise me in the slightest if it did end up happening, and I
guarantee you will regret it for the rest of your life.
*Slaps the shit out of you! One god strike across the face sending you flying across the room and to the ground, on the verge of breaking your cheek bone.*GET A VASECTOMY AS SOON AS POSSIBLE, YOU HAVE TO MUCH POTENTIAL TO RISK WASTING IT, RUINING IT, OVER THIS. I SWEAR TO GOD IF I EVER FIND OUT YOU'RE GOING TO HAVE CHILDREN I'LL TRACK DOWN YOU AND YOUR PARTNER AND DRUG HER WITH AN ABORTIFACIENT. I FEEL LIKE CHANNELING MY INNER EXTREMELY ABUSIVE ALCOHOLIC FATHER AND STRANGLING YOU IF YOU'RE EVEN CONSIDERING THIS!!!