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Thanked Posts by Ajax
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2020-05-05 at 1:44 PM UTC in Got a new gaming PC for freeI’m concerned that you guys think the only way something can be given to you is by being coddled by mommy or by performing sexual favors.The following users say it would be alright if the author of this post didn't die in a fire!
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2020-04-19 at 12:28 AM UTC in Lets all be rational here
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2020-04-18 at 12:05 AM UTC in $1200The following users say it would be alright if the author of this post didn't die in a fire!
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2020-04-14 at 10:58 PM UTC in What do you have planned for your stimulus check?The following users say it would be alright if the author of this post didn't die in a fire!
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2020-01-31 at 11:52 PM UTC in Impeachment is deadThe following users say it would be alright if the author of this post didn't die in a fire!
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2020-01-26 at 11:36 PM UTC in Kobe Bryant killed in helicopter crashI would like to open up the bidding on this timely collectible.
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2020-01-24 at 6:42 PM UTC in What business should I start with $20k-$30k?
Originally posted by Fox First of all good luck finding a fund that reliably averages 10% a year for 30 years. Not that they don’t exist, some pay even more than that, but that itself would be a gamble. More likely it’ll be closer to 8% or less.
Even at 10% a year the total at the end would be closer to 500k than 600.
The taxes they take out will be close to the maximum rate so you’ll maybe walk away with a little over 300k.
Not to mention with inflation at an average of 2-3% a year, 300k would probably have about half the purchasing power in 30 years that it does today
I use more conservative figures for my personal projections. I usually use 6-7% to help account for inflation. 10% is not unheard of though.
As far as your 500k vs. 600k argument, you are wrong. I take it you compounded annually? That’s the only way you’d be closer to 500k. Open up your financial calculator of choice, start with 30,000 initial contribution, 10% interest rate or rate of return, 30 years, compound monthly. You get $595,121.98. Compound daily and it’s $602,318.57.
As for taxes, dollar cost average it into a Roth IRA over 5 years. He has the money now so it has already been taxed. He won’t owe on his contributions and his distributions will be tax-free when he is 59.5.
Are you against investing or are you just being pedantic?The following users say it would be alright if the author of this post didn't die in a fire! -
2020-01-24 at 6:17 PM UTC in What business should I start with $20k-$30k?To expand on that, don’t start a business just to make money or you will be disappointed. Start with a hobby or passion and play to your strengths. Take something you’re good at or like to do and figure out how to monetize it and get clients. Once you’re ready to fund your business, take it out of the index fund mentioned above.The following users say it would be alright if the author of this post didn't die in a fire!
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2020-01-22 at 3:52 AM UTC in Do you use
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2020-01-11 at 8:26 PM UTC in I want to hear your experiences please.I had to put down two dogs within the last year and couple months. It sucks, but it helps knowing that you end their suffering. I’m not going to lie, I don’t cry a lot, but I cried both times. We did some stuff at home to say goodbye like give them all the good treats with peanut butter. If you have kids, it helps them say goodbye to draw goodbye cards to take with the dogs. I took the dogs to the vet by myself. It was a peaceful process and the vet and tech were very helpful.
Some vets vary in their process with the number of injections and what it does. For mine, it was one injection. With the first dog, they started an IV in the back and then came out and did the injection with me. Second dog, they did an injection without an IV. The dogs were chill and didn’t act like they were in pain from it. I was petting them and talking to them and kind of holding their head. Their breathing became slightly more rapid and then they laid their head on my hands like they suddenly went to sleep. I laid their head down and waited a few seconds. Then the vet checked for a heartbeat and informed me that they no longer have a heartbeat. I elected to have them handle the cremation and the remains, so I said goodbye and left with a leash and a collar.The following users say it would be alright if the author of this post didn't die in a fire! -
2019-12-24 at 5:07 AM UTC in Holy Shit This Website SucksThe key to contentment is this. Never take yourself more seriously than the admin.
Originally posted by Lanny Mission statements are gay, so here's the quick and dirty of where we stand: rdfrn has apparently bit the big one (or soon will) and we need a place to shitpost.
Originally posted by Sophie This power disparity Lanny, i felt more of an equal when we were both lowly shitposters now you some typa admin. Hold me and comfort me, (fullhomo)
Originally posted by Lanny Don't worry blood, I couldn't rise above my station as a chronic shitposter if I wanted.
P.S. Your homoerotic advances are highly appreciated.The following users say it would be alright if the author of this post didn't die in a fire! -
2019-12-03 at 5:35 AM UTC in My daughter is being literally live with a sex offenderYou faked your daughter’s death and even posted her pic here before sobering up and removing it. You don’t get to suddenly pretend that you almost care about her.The following users say it would be alright if the author of this post didn't die in a fire!
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2019-11-08 at 2 AM UTC in "robots text file" riiightThe following users say it would be alright if the author of this post didn't die in a fire!
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2019-09-17 at 1:34 AM UTC in I have $60k+ in investments/savingsPrecious metals are losers over the long term and crypto-currencies are pure speculation with no backing. Why not equities? Vanguard Total Stock Market Index is up 21.41% YTD. At the very least, at least open up a 401(k) and/or IRA (preferably Roth) to get some tax advantages, especially if you have any kind of dividend yield (those get taxed same year as ordinary income).The following users say it would be alright if the author of this post didn't die in a fire!
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2019-09-10 at 5:18 AM UTC in Long time member is dead.Sorry for your loss. That being said, this is not the type of site where sharing your friend’s obituary and other personal information will go over well. Though the your sentiment is well, I highly suggest you removing that link, especially for the family’s sake.The following users say it would be alright if the author of this post didn't die in a fire!
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2019-08-17 at 3:07 AM UTC in It's a good thing it takes effort to kill yourself.
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2019-07-30 at 11:32 PM UTC in It would be cool if you could take a picture of the sunI know this is in half baked and all, but damn.The following users say it would be alright if the author of this post didn't die in a fire!
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2019-07-27 at 7:05 PM UTC in Why is "colored" offensive and not "black"?Being called colored implies that there is a default state and that they are the afterthought. It’s like saying we should all be white until we are colored in with other colors. Being called black evens the playing field and describes people by the color of their skin like black, white, or brown.
It would be like saying black and colorless are the only two options. Like black is the default and all else is lacking color.The following users say it would be alright if the author of this post didn't die in a fire! -
2019-02-21 at 6:43 PM UTC in share one shitty quality about yourselfI am a registered user of a website called Niggas In Space.The following users say it would be alright if the author of this post didn't die in a fire!
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2019-07-18 at 6:02 PM UTC in How much debt would it take for you to kill yourself?Don’t mistake my bluntness for a lack of sympathy. It has been my experience and observation that people need the cold, hard truth and a swift kick in the ass to get themselves out of the mess they got themselves into.The following users say it would be alright if the author of this post didn't die in a fire!
