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The Retardest Thread: Fashionably Late Edition.
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2018-02-09 at 11:18 PM UTC
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2018-02-10 at 12:50 AM UTC
Originally posted by A College Professor Not to mention, planning to draw 10% per year off of your investments is incredibly optimistic if you want your "nest egg" to stay at basically the same value ( ie growing just enough to match inflation ). Theres a lot to read on this but I think 5 percent is pretty realistic, more than that is fine but you run the risk of depleting your investment - do you know how long you are going to live?
yeah you have to have a good few million invested before you're getting a 10% return. unless you go investing it in something more high risk. but then of course you risk losing it all.
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2018-02-10 at 12:57 AM UTCEven 100K a year in interest would be more than enough for me.
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2018-02-10 at 12:59 AM UTCI just had a "using" dream. My grandpa was so fucking high he snapped his hand off at the wrist and didn't notice. Meanwhile my meth is the form of these tiny blue pellets think match heads but blue and slightly smaller. Anyways were trying to make it to West Virginia and instead of driving like a normal person we decide to go through this county fair on the OH/WV border but naturally the county fair is a jungle gym/water park almost fully submerged in murky water but the only thing the that bothers me is I know my shit is melting/washing away because it's loose in my pocket.
I've had weirder dreams but this was pretty "out there" as far as dreams go. I don't know I'm sure there's a lesson to be learned here but I'm not seeing it. Always keep your stash in a water proof baggie? I usually food seal my shit so this actually would never be a problem in real life. -
2018-02-10 at 1:37 AM UTC
Originally posted by WhiskeyPhoenix The darkness consumes me
"In a world where all is unstable, and nought can endure, but is swept onwards at once in the hurrying whirlpool of change, where a man, if he is to keep erect at all, must always be advancing and moving, like an acrobat on a rope. In such a world, happiness in inconceivable. How can it dwell where, as Plato says, continual becoming and never being is the sole form of existence? In the first place, a man never is happy, but spends his whole life in striving after something which he thinks will make him so, he seldom attains his goal, and when he does, it is only to be disappointed, he is mostly shipwrecked in the end, and comes into harbor with masts and rigging gone. And then, it is all one whether he has been happy or miserable; for his life was never anything more than a present moment always vanishing, and now it is over."
Arthur Schopenhauer -
2018-02-10 at 1:48 AM UTC
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2018-02-10 at 1:54 AM UTCOf course, because they generally increase their spending when their income rises. My interests and lifestyle are nothing like that of most people. I hate cars, I’m not interested in home ownership, will never have children and I’m against marriage and would never let anyone who can’t make their own way in life leech off me.
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2018-02-10 at 1:57 AM UTCYes, yes, I forgot you're special and the normal rules never apply to you. My bad.
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2018-02-10 at 1:57 AM UTCThere are a lot of factors involved in this. People who earn over 100K are going to be different from the average, they’ll generally place more importance on money and expensive possessions.
What on earth would I spend 100K per year on? -
2018-02-10 at 1:59 AM UTC
Originally posted by Lanny Yes, yes, I forgot you're special and the normal rules never apply to you. My bad.
What rules? These are preferences. I’m practically a different species.
Don’t you live modest life? Does the amount of money you make not feel like more than enough, early retirement plans aside? -
2018-02-10 at 2:16 AM UTCHave you started uni yet, malice? How's it going?
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2018-02-10 at 2:24 AM UTCNo, the spring semester doesn't start until next semester.
I also found a nice room for rent in a nice large two story house, exactly what I wanted, in a place right across the street from the campus. Most of the other people there seem to be students. It's going to be convenient as hell. If I was the kind of person to try to convince girls to come over this would be prime real estate without the bullshit you have to deal with from dorms/on-campus housing. -
2018-02-10 at 2:28 AM UTCSo, the spring semester starts in summer/fall is what you're saying.The following users say it would be alright if the author of this post didn't die in a fire!
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2018-02-10 at 2:35 AM UTCif u wake in a mornig before sun rise u a go smoke u a go ina mountain
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2018-02-10 at 2:35 AM UTCOops, I meant later this month.
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2018-02-10 at 2:35 AM UTC
Originally posted by Malice There are a lot of factors involved in this. People who earn over 100K are going to be different from the average, they’ll generally place more importance on money and expensive possessions.
What on earth would I spend 100K per year on?
I could see you managing to spend it between drugs and random shit (like when you went through your knockoff fashion phase). Things also become more expensive when you're not eligible for welfare programs.
Originally posted by Malice Don’t you live modest life? Does the amount of money you make not feel like more than enough, early retirement plans aside?
Sure, I make more than I need but the crucial difference between me not spending money I make and you not spending money you're anticipating making is, you know, I actually have data. Prior to experience the expected outcome is that spending rises with income. -
2018-02-10 at 2:38 AM UTChow long coyd u avoid trump if u had .25
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2018-02-10 at 2:38 AM UTC
Originally posted by Malice No, the spring semester doesn't start until next semester.
I also found a nice room for rent in a nice large two story house, exactly what I wanted, in a place right across the street from the campus. Most of the other people there seem to be students. It's going to be convenient as hell. If I was the kind of person to try to convince girls to come over this would be prime real estate without the bullshit you have to deal with from dorms/on-campus housing.
What's the rent? Will you be able to afford it? It'll suck having to live with other people won't it? -
2018-02-10 at 2:48 AM UTC
Originally posted by Lanny I could see you managing to spend it between drugs and random shit (like when you went through your knockoff fashion phase). Things also become more expensive when you're not eligible for welfare programs.
Sure, I make more than I need but the crucial difference between me not spending money I make and you not spending money you're anticipating making is, you know, I actually have data. Prior to experience the expected outcome is that spending rises with income.
I've never been much of a spender and there are only a select few substances I'm interested in to optimize myself, which aren't expensive. You have an inaccurate image of me. Knock off clothes? I just wanted to look nice for school, it isn't that much money for a wardrobe, I don't intend to buy new things every season.
There is no way in hell I would spend 100K on drugs and random shit. I know myself. -
2018-02-10 at 2:57 AM UTC
