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Posts That Were Thanked by Misterigh
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2020-01-30 at 1:51 AM UTC in My corona diseaseI like hearing about all these diseases and viruses that have never affected me or anyone I know in my entire life.The following users say it would be alright if the author of this post didn't die in a fire!
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2020-01-27 at 10:11 PM UTC in Avast Anti Virus spied on and sold users entire browsing histories, down to individual clicksLOL IMAGINE USING AVASTThe following users say it would be alright if the author of this post didn't die in a fire!
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2020-01-27 at 10:10 PM UTC in Avast Anti Virus spied on and sold users entire browsing histories, down to individual clicksI, for one, welcome our new robot overlords.The following users say it would be alright if the author of this post didn't die in a fire!
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2020-01-24 at 6:42 PM UTC in What business should I start with $20k-$30k?
Originally posted by Fox First of all good luck finding a fund that reliably averages 10% a year for 30 years. Not that they don’t exist, some pay even more than that, but that itself would be a gamble. More likely it’ll be closer to 8% or less.
Even at 10% a year the total at the end would be closer to 500k than 600.
The taxes they take out will be close to the maximum rate so you’ll maybe walk away with a little over 300k.
Not to mention with inflation at an average of 2-3% a year, 300k would probably have about half the purchasing power in 30 years that it does today
I use more conservative figures for my personal projections. I usually use 6-7% to help account for inflation. 10% is not unheard of though.
As far as your 500k vs. 600k argument, you are wrong. I take it you compounded annually? That’s the only way you’d be closer to 500k. Open up your financial calculator of choice, start with 30,000 initial contribution, 10% interest rate or rate of return, 30 years, compound monthly. You get $595,121.98. Compound daily and it’s $602,318.57.
As for taxes, dollar cost average it into a Roth IRA over 5 years. He has the money now so it has already been taxed. He won’t owe on his contributions and his distributions will be tax-free when he is 59.5.
Are you against investing or are you just being pedantic?The following users say it would be alright if the author of this post didn't die in a fire! -
2020-01-24 at 6:17 PM UTC in What business should I start with $20k-$30k?To expand on that, don’t start a business just to make money or you will be disappointed. Start with a hobby or passion and play to your strengths. Take something you’re good at or like to do and figure out how to monetize it and get clients. Once you’re ready to fund your business, take it out of the index fund mentioned above.The following users say it would be alright if the author of this post didn't die in a fire!
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2020-01-24 at 3:43 PM UTC in What business should I start with $20k-$30k?Live as much as you can off of the gift cards while saving your salary and collecting interest until you have enough saved to put in a higher yielding investment. All completely legit, just not immediate. Good things come to those who wait.The following users say it would be alright if the author of this post didn't die in a fire!
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2020-01-23 at 1:26 AM UTC in Ask a psychopath anythingThe following users say it would be alright if the author of this post didn't die in a fire!
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2020-01-22 at 10:42 PM UTC in Are you looking for a fast tracked career in an exciting fieldI want to get into chain restaurants. Maybe a BBQ jointThe following users say it would be alright if the author of this post didn't die in a fire!
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2020-01-22 at 5:09 PM UTC in What business should I start with $20k-$30k?Im in the same boat but Im thinking of buying a house and starting an environmentally conscious landscaping business where we greatly exaggerate our expertise as well as a mobile/online dispensary and maybe some other stuff too. My lack of taxable money compared to my assets is a daily source of anxiety for meThe following users say it would be alright if the author of this post didn't die in a fire!
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2020-01-22 at 4:54 PM UTC in What business should I start with $20k-$30k?The following users say it would be alright if the author of this post didn't die in a fire!
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2020-01-22 at 4 AM UTC in Secure messaging software
Originally posted by Misterigh What is wrong with using IRC?
You can easily set up a small sever. I actually have code for a small IRC server that can be ran on a rPi or even a phone with root access. Very small amount of C code that could be modified.
I was actually wanting to set some of these up in hotel rooms, leeching off of their WIFI and electricity. Hidden inside appliances in the room. Running a TOR service, with SSH enabled for remote modifications. An army of these…
Don't even need a server. Just DCC to IP. Have a list of IPs to your buddies.The following users say it would be alright if the author of this post didn't die in a fire! -
2020-01-22 at 2:01 AM UTC in Digital Gangster
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2020-01-20 at 1:33 PM UTC in Digital GangsterBragging is bad OPSEC.The following users say it would be alright if the author of this post didn't die in a fire!
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2020-01-18 at 6:41 PM UTC in Burner phone apps, how secure are they?
Originally posted by vindicktive vinny
american phone numbers have 10 digits. thare are only like 300 million americans, ie - there are more numbers than there are americans,
3 X MORE.
:tsk-tsk-tsk:
(XXX)YYY-ZZZZ
XXX = Area code
YYY = Exchange number
ZZZZ = Your assignment
Not every area code has 999 exchanges. In fact they only have a few. Each exchange has 10000 available numbers. They are not gonna add new fucking exchanges for literally millions of dormant numbers. When they can just kill inactive numbers and recycle.
Faggot.The following users say it would be alright if the author of this post didn't die in a fire! -
2020-01-18 at 5:35 PM UTC in Burner phone apps, how secure are they?
Originally posted by vindicktive vinny no, burner phone refers to NEW, UNUSED, VIRGIN phone number that you can use and discard.
what you have there are used, discarded, and recycled numbers. just like you.
No faggot. Phone companies recycle inactive numbers all the time. If you buy a new phone number. It's 99% certainly recycled.The following users say it would be alright if the author of this post didn't die in a fire! -
2020-01-18 at 2:40 AM UTC in Windows 7 out omfgedited for privacyThe following users say it would be alright if the author of this post didn't die in a fire!
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2020-01-16 at 7:23 PM UTC in Can you get your head around the vastness of nothing?
Originally posted by the man who put it in my hood Yes. The lack of an ability to understand such vast concepts is because we have not evolved enough to make logical sense of them. We maybe only understand 1% of the total knowledge of the universe. There are many unknown unknowns, things we don't know that we don't know. Embracing universal chaos is the first step to finding the truth about reality.
Only a fraction of that
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2020-01-13 at 7:25 AM UTC in Doing away with my desktopstanding desks are so 2018 i use my phablet to trade block chain while jumping on my treadmill tramp-o-lien for the last 5 years
all my laptops i turned into a display of modern art and put pissjugs on them they are basically relics of A OLD ERA NOT THAT I know what that word means they serve as coasters for da jugs
wtf is a deck top is that like your grandpas mainframe ill kick his ass bitchThe following users say it would be alright if the author of this post didn't die in a fire! -
2020-01-12 at 7 PM UTC in About that plane Iran shot downMost of the people on the plane were Iranian University students studying in nuclear physics degrees from the university of Alberta and people are thinking that would be a reason for the Americans to take out that plane if they suspected these guys were up to something shadyThe following users say it would be alright if the author of this post didn't die in a fire!
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2020-01-12 at 4:03 PM UTC in i wonder how .....
Originally posted by the man who put it in my hood What are you a cop
Then I must be a cop. I reported the pic every time I’ve seen it. No one here cares to see that but pedos. This IS NOT normal, no matter how much this faggot tries to rationalize it. Go to a pedo site where you belong Benny faggot.The following users say it would be alright if the author of this post didn't die in a fire!
