User Controls
Equifax Hack
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2017-09-10 at 6:44 PM UTC
Originally posted by Captain Falcon A friend of mine who worked on the road told me that you should basically never use your debit card, specially on the road. Niggers put skimmers everywhere. Credit = their money, so if it gets jacked, you can tell them to go fuck themselves.
exactly
i know so many people who use their debit cards everywhere and half of them have had their accounts emptied. -
2017-09-10 at 6:55 PM UTCDebit cards offer the same protections as credit cards.
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2017-09-10 at 7:14 PM UTC
Originally posted by Sophie As usual Spectral is almost certainly full of shit.
I don't mean to say I saw this particular database. I didn't. I did saw their collection on the Avoyel site, the ones the feds took down a couple years ago, before they took it down, and it was srs bsns. Their tutorials outlined exactly how to get into major systems, and they had everything, and it was all 100% legit. I wouldn't doubt they are the ones responsible for this Equifax hack. Muffins was the admin. -
2017-09-10 at 7:17 PM UTC
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2017-09-10 at 7:57 PM UTC
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2017-09-10 at 8:32 PM UTC
Originally posted by -SpectraL I don't mean to say I saw this particular database. I didn't. I did saw their collection on the Avoyel site, the ones the feds took down a couple years ago, before they took it down, and it was srs bsns. Their tutorials outlined exactly how to get into major systems, and they had everything, and it was all 100% legit. I wouldn't doubt they are the ones responsible for this Equifax hack. Muffins was the admin.
Just because Avoyel was a forum full of carder scum and had the capabilities to perform a high profile data breach doesn't mean they did it. Besides, database traders, carders and spammers are cancer anyway. -
2017-09-10 at 11:07 PM UTC
Originally posted by -SpectraL I don't mean to say I saw this particular database. I didn't. I did saw their collection on the Avoyel site, the ones the feds took down a couple years ago, before they took it down, and it was srs bsns. Their tutorials outlined exactly how to get into major systems, and they had everything, and it was all 100% legit. I wouldn't doubt they are the ones responsible for this Equifax hack. Muffins was the admin.
So you assume they did it. It could have also been the KGB or even China... -
2017-09-11 at 12:34 AM UTC
Originally posted by Ajax How so? Unless you have a shit bank. You see how they have the Visa or MasterCard logo in the corner? That means they extend the same protections to that card. If you get fucked, the bank reimburses you and then Visa or MasterCard reimburses the bank.
again. false.
the visa/MC is indication that the card is able to be used on that specific 'network.' its a complicated spaghetti fest of the actual flow of information, transaction fees, and cash but if you want to know more about the 'network' go google it.
if the debit card is used as a debit card, instead of as a credit card, the funds are directly removed from the users account. if the transaction is not authorized there is a time delay...often times a significant time delay...while the transaction is investigated then (maybe) reimbursed.
the 'reimbursement' part you mentioned is slightly more complicated and virtually irrelevant to the post, but it isnt as simple as you seem to think it is. for one thing, since the chip thing has started being used in the US, card issuers (visa...MC...etc) are being more stingy with the reimbursements depending on how the merchant has their readers/software set up. -
2017-09-11 at 12:51 AM UTCMy debit card was fraudulently used a while back and I got reimbursed for it in a timely manner
Maybe it was an easy investigation though -
2017-09-11 at 1:09 AM UTCI this might be some kid looking for free data...
https://rehmann.co/blog/badtouchyonqysm3-onion/
'Give me some personal info and I'll tell you if it's in my database.' -
2017-09-11 at 1:12 AM UTC
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2017-09-11 at 1:46 AM UTC
Originally posted by infinityshock again. false.
the visa/MC is indication that the card is able to be used on that specific 'network.' its a complicated spaghetti fest of the actual flow of information, transaction fees, and cash but if you want to know more about the 'network' go google it.
if the debit card is used as a debit card, instead of as a credit card, the funds are directly removed from the users account. if the transaction is not authorized there is a time delay…often times a significant time delay…while the transaction is investigated then (maybe) reimbursed.
the 'reimbursement' part you mentioned is slightly more complicated and virtually irrelevant to the post, but it isnt as simple as you seem to think it is. for one thing, since the chip thing has started being used in the US, card issuers (visa…MC…etc) are being more stingy with the reimbursements depending on how the merchant has their readers/software set up.
It's a moot argument. I've had fraudelent charges on my debit card that I had reversed and credited back the same day. I've also processed the same scenario for people when I worked at a bank. So I guess it depends on how shit your bank is. -
2017-09-11 at 1:48 AM UTC
Originally posted by Ajax It's a moot argument. I've had fraudelent charges on my debit card that I had reversed and credited back the same day. I've also processed the same scenario for people when I worked at a bank. So I guess it depends on how shit your bank is.
consider yourself lucky. I know people who have gone a month and others went weeks or a week before they were reimbursed -
2017-09-11 at 3 AM UTCEverytime I see a thread about a PI leak, I just say fuck it because people already know my PI
....ever since zokiet.net -
2017-09-11 at 3:04 AM UTC
Atlanta-based Equifax said Thursday the breach took place between mid-May and July of this year. It discovered the hack July 29, but waited until Thursday to warn consumers.
LOL. -
2017-09-11 at 3:05 AM UTCPiece of shits
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2017-09-11 at 7:52 PM UTCA lot of angry people in this thread.
PI, data, and privacy, are the thing these days.
It appears to me as if most data breaches are initiated via a web application vulnerability(usually SQL injection), but I bet web sever exploits will be the future. -
2017-09-11 at 7:57 PM UTC
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2017-09-11 at 8:02 PM UTC
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2017-09-11 at 8:05 PM UTCDidn't you put up a fake "Seized by FBI" notice at Avoyel?
