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John McCain is an American hero
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2017-07-29 at 7:48 PM UTC
Originally posted by Captain Falcon According to, you know, reality. Google it or something.
You are literate, right? Im making the assumption based off you posting on this message board, because "didn't read" is my shit. The point of the ACA was that if the insurance can't fuck your ass, that removes the reason for healthy people not to buy insurance (which was the case), and then everybody buys into health insurance, and this is more profitable for insurance providers. This is more than necessary to offset the cost of insuring people with preexisting conditions. This isn't a difficult concept to understand. It's win-win-win and you are honestly just retarded and dogmatic.
Holy shit, are you actually dense enough to have such a childish dogma based on your poor understanding of economics?
Except it's not win-win because the ACA forces people to get healthcare unless they want to pay a fine. -
2017-07-29 at 8:05 PM UTC
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2017-07-29 at 10:15 PM UTC
Originally posted by Sophie Except it's not win-win because the ACA forces people to get healthcare unless they want to pay a fine.
It is win-win because people want healthcare, the reason they didn't want it was because they didn't want to get fucked up the ass by the way healthcare in the US used to be. Both of these work in tandem. The ACA solves the chicken-and-egg nature of the problem. -
2017-07-29 at 10:20 PM UTC
Originally posted by benny vader show it
I just did. Prior to the ACA, an insurer could use any pre-existing condition you have, even if it's something that isn't really relevant to your claim, or not a high risk issue, respectively to deny your claim, and to either sent you coverage or to ass rape you on pricing (and they could still end up fucking you if you made a claim, too). This is an apples to apples comparison with the insurance situation, because it is a similarity of kind.
I actually agree with the example that a non-roadworthy car probably should be judged as a higher risk and either shouldn't be insured or should be charged higher. But that's not remotely the same kind of issue as not insuring people for healthcare, because that's, by definition, dealing with matters of medical necessity. -
2017-07-30 at 8:29 AM UTC
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2017-07-30 at 2:17 PM UTC
Originally posted by benny vader example pls.
like a cold ???
Let's say you have gone to a doctor before for back pain, and this is recorded. Let's say 2 years later you go to apply for insurance and now the $500 package costs $1000. Why? Apparently you have spinal stenosis (whether or not doc said this/assessed this) and are therefore a high risk.
Every insurance company is doing this, so you can't escape it. Risk assessment is private and arcane with zero oversight, so the insurance agencies are perfectly within their rights to just tell you you have XYZ to justify pricing you however they want.
Let's say you buy the expensive insurance anyway. You have gone to a doctor for ear pain before. Turns out it was an infection. No biggie, got dealt with. Lets say 2 years from then, you are walking down the street and are attacked by negroes. You sustain various injuries in your head, including a ruptured ear drum. You make an insurance claim, because you've paid for this very reason.
Your application is in a big pile of applications. The office workers' jobs are to "assess" these claims. Of course, the more legit claims they get, the less money they are making off you. The person who gets your claim has a quota she cannot exceed for claims approved. She looks at your claim, cites your ear pain as an indication that you had Temporomandibular joint dysfunction and denied you. Get fucked.
This was insurance in America before the ACA.The following users say it would be alright if the author of this post didn't die in a fire! -
2017-07-30 at 2:36 PM UTCNow tell us how it is now!
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2017-07-30 at 3:12 PM UTC
Originally posted by RisiR † Now tell us how it is now!
Now people with preexisting conditions get covered, and people in lower tax brackets get subsidized.
Premiums are rising but you actually get healthcare without giant piles of bullshit to wade through, and the only reason they appear high on average is because you can't guy fucking useless packages riddled with asterisks to screw you. -
2017-07-30 at 3:56 PM UTC
Originally posted by Captain Falcon Let's say you have gone to a doctor before for back pain, and this is recorded. Let's say 2 years later you go to apply for insurance and now the $500 package costs $1000. Why? Apparently you have spinal stenosis (whether or not doc said this/assessed this) and are therefore a high risk.
so you actually agree that people who already have certain illness which could potentially develop into serious illness that will take lots of money to cure to pay the exact same premium as other people who're healthy and will most likely remain healthy for years to come ???? -
2017-07-30 at 6:01 PM UTC
Originally posted by benny vader so you actually agree that people who already have certain illness which could potentially develop into serious illness that will take lots of money to cure to pay the exact same premium as other people who're healthy and will most likely remain healthy for years to come ????
The part you are refusing to acknowledge is that that's not what was fucking going on.
In my example, you went to see a doctor for an innocuous and probably meaningless pain. The insurance company had absolutely zero oversight so they had no problem using this to speculate tell you that you have an illness that you may or may not have had, to justify ass raping you.
The discussion about whether people with preexisting conditions should be treated one way or the other had nothing to do with whether or not the ACA was a good move; it was, because it destroyed the giant loophole that insurance companies used to fuck their customers.
To address your question, I don't think anyone should directly have to pay for any healthcare, my ideal situation would be for the US to switch to a single payer system, plain and simple. But as it stands now, if we can't move directly to socialized medicine, then of course, I think people with pre-existing conditions should both be covered and not charged extra for. It's one excellent step toward creating a proper safety net for our public. -
2017-07-30 at 6:23 PM UTCThis might come across as sociopathic, but I see his new found tumor to be a good way for some business of mind to get a foot in the door, so to speak.
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2017-07-30 at 6:29 PM UTC
Originally posted by Captain Falcon The part you are refusing to acknowledge is that that's not what was fucking going on.
In my example, you went to see a doctor for an innocuous and probably meaningless pain. The insurance company had absolutely zero oversight so they had no problem using this to speculate tell you that you have an illness that you may or may not have had, to justify ass raping you.
well if this is true then thats too bad i guess. dont buy health insurance then, its not mandatory right ??To address your question, I don't think anyone should directly have to pay for any healthcare, my ideal situation would be for the US to switch to a single payer system, plain and simple. But as it stands now, if we can't move directly to socialized medicine, then of course, I think people with pre-existing conditions should both be covered and not charged extra for. It's one excellent step toward creating a proper safety net for our public.
you cant expect corporations to not want to make a profit, and if you must have a truly affordable health insurance, the only way you can have it it to nationalize it. or have some charity run it.
since you cant have the worlds mightiest military and free healthcare for everyone. -
2017-07-30 at 7:20 PM UTC
Originally posted by benny vader well if this is true then thats too bad i guess. dont buy health insurance then, its not mandatory right ??
The problem of American healthcare is insanely complicated so I don't expect you to understand it, but at least think about a statement like this before saying it. Just think about it for a sec.you cant expect corporations to not want to make a profit, and if you must have a truly affordable health insurance, the only way you can have it it to nationalize it. or have some charity run it.
since you cant have the worlds mightiest military and free healthcare for everyone.
Sure we can. We can absolutely establish a single payer system, except the Rightards hear the word "social" and shit their pants/bag. The amount that Americans spend on healthcare now is gigantic, and we'd be very well served by cutting out the middleman.
This is the problem with dogma and pseudo-intellctualism. I'm actually very much in favour of small government in principle/in general, but there is an immense amount of nuance to this issue, it's not wise for stupid shits who read a Wikipedia page on intro to ekonomikkz and identify as Randsexual to a t like they know about it.
But they do. And unfortunately, they vote on it. -
2017-07-31 at 2:36 PM UTC
Originally posted by Captain Falcon The problem of American healthcare is insanely complicated so I don't expect you to understand it, but at least think about a statement like this before saying it. Just think about it for a sec.
your fault. should have just answered yes when i asked if they used a cold as a preexisting condition.
the only thing wrong about all these is americans think healthcare is a right. it is not.
it is a privilege and you should have to pay to get it and not expecting other to pay for your getting it. -
2017-07-31 at 3:13 PM UTC
Originally posted by benny vader your fault. should have just answered yes when i asked if they used a cold as a preexisting condition.
No, not my fault. It's not my mistake that you're a fucking idiot and can't process nuance.the only thing wrong about all these is americans think healthcare is a right. it is not.
Sure it is. There are no natural rights. It's all just what we decide upon. You don't get to dictate jack shit about what is or isn't a right. You get to argue for it though.it is a privilege and you should have to pay to get it and not expecting other to pay for your getting it.
Sensible people are looking to change that.
Post last edited by Captain Falcon at 2017-07-31T15:15:50.579332+00:00
