User Controls

Are credit scores some kind of jedi ruse?

  1. #1
    smokmeff Yung Blood
    Took out a loan recently and my shit just drop about 50 points. Was in the excellent range, now in the good range.
    Fucking shit, always paid all loans very quickly b/c I don't need to have some Happy Merchant waiting to fuck me over somehow.
    What the fuck are these scores? Doesn't seem like they really tell you how it is calculated.
    Is this some jedi ruse to get folks to chase after a good score while lining the Happy Merchant's pocket?
  2. #2
    Ghost Black Hole
    It's all about the algorithms
  3. #3
    Common De-mominator African Astronaut
    Jéw ruse salem
  4. #4
    aldra JIDF Controlled Opposition
    the reason for them isn't, but how they're calculated is absolutely vile j'ew sorcery
  5. #5
    Ghost Black Hole
    It's not the j54656-e-w-s you fucking retard. Thats just a distraction from whats really behind this issue. MACHINES ARE EVIL!!!!
    Machines just try to convince you it's the J-23332323e-ws! but its actually the FUCKING MACHINES

    https://www.vice.com/en_us/article/zmpgp9/credit-scores-could-soon-get-even-creepier-and-more-biased
    https://www.doughroller.net/credit/a-rare-glimpse-inside-the-fico-credit-score-formula/

  6. #6
    Number13 African Astronaut [dispute my snotty-nosed seagull]
    if it's related to money then yes the jedis are behind it
  7. #7
    aldra JIDF Controlled Opposition
    Originally posted by Ghost It's not the j54656-e-w-s you fucking retard. Thats just a distraction from whats really behind this issue. MACHINES ARE EVIL!!!!
    Machines just try to convince you it's the J-23332323e-ws! but its actually the FUCKING MACHINES

    what a racist thing to say
  8. #8
    Ajax African Astronaut [rumor the placative aphakia]
    Probably because you had a hard credit pull and your average age of your loans has decreased with this new loan. Just keep up with your payments and it will go back up.
  9. #9
    Ajax African Astronaut [rumor the placative aphakia]
  10. #10
    Originally posted by vindicktive vinny thats what the banks want you to think.

    the truth is good credit rating is a measure of how good of a little bitch you are to the banks. credit rating is just credit rating and the banks prefixed a 'good' to it not to reflect on you, but to reflect your usefulness to them.

    banks make money out of nothing by giving out credits and when people pay them back with real money. a good credit rating just means your good at printing money.

    for the banks.
  11. #11
    credit scores are much like an IQ test.
    the person with crappy credit, has failed miserably in life, and has basically flunked this portion of their life's journey.

    chances are you aren't ever going to be considered very bright in life, since you know, you started off a portion of it where you crashed and burned and and now have to rebuild it back...by which...if your potential credit score was 806, a failure in life and causing your credit to tank and rebuild will only now top you around 725.

    that 80 stupid point difference is getting a million dollar loan vs being approved for a mortgage.


    did the j..e...w...s set this system up, knowing that one particular family is literally worth a trillion dollars together from the banking industry, NO they did not!!

    that was a lesson the good people learned from the bad people who give loans + points. a one thousand dollar loan that will cost you eighteen hundred to pay back, and just might also earn you a favor if you so should ever need another loan :)
  12. #12
    smokmeff Yung Blood
    Number13 and Vinny speaks truth.
    Iam_asiam is a good Goy.
    Goy, you must constantly be under debt if you want to have reasonable assets!
  13. #13
    debt that builds, not medical or something stupid like driving uninsured.
    buying a home, vehicle, having credits cards paid off monthly, land is debt that builds.
  14. #14
    Lanny creature of the mesothelioma era
    Originally posted by iam_asiam68 credit scores are much like an IQ test.
    the person with crappy credit, has failed miserably in life, and has basically flunked this portion of their life's journey.

    Getting jedi Money Lenders to Think I can be Safely Exploited for Profit: My Life's Journey
    The following users say it would be alright if the author of this post didn't die in a fire!
  15. #15
    Originally posted by Lanny Getting jedi Money Lenders to Think I can be Safely Exploited for Profit: My Life's Journey

    and in that situation, going with the j..e...w...s is a very wise move. since they keep their monies within their communities, their own heritage, their own breed, their own kind, j..e...w...s only.......you get lower rates that they must keep on their end plus for them to make money means you are making money.
Jump to Top