2019-08-09 at 2:20 PM UTC
Took out a loan recently and my shit just drop about 50 points. Was in the excellent range, now in the good range.
Fucking shit, always paid all loans very quickly b/c I don't need to have some Happy Merchant waiting to fuck me over somehow.
What the fuck are these scores? Doesn't seem like they really tell you how it is calculated.
Is this some jedi ruse to get folks to chase after a good score while lining the Happy Merchant's pocket?
2019-08-09 at 2:29 PM UTC
It's all about the algorithms
2019-08-09 at 2:34 PM UTC
aldra
JIDF Controlled Opposition
the reason for them isn't, but how they're calculated is absolutely vile j'ew sorcery
2019-08-09 at 2:47 PM UTC
Number13
African Astronaut
[dispute my snotty-nosed seagull]
if it's related to money then yes the jedis are behind it
2019-08-09 at 4:43 PM UTC
Ajax
African Astronaut
[rumor the placative aphakia]
Probably because you had a hard credit pull and your average age of your loans has decreased with this new loan. Just keep up with your payments and it will go back up.
2019-08-09 at 5:38 PM UTC
credit scores are much like an IQ test.
the person with crappy credit, has failed miserably in life, and has basically flunked this portion of their life's journey.
chances are you aren't ever going to be considered very bright in life, since you know, you started off a portion of it where you crashed and burned and and now have to rebuild it back...by which...if your potential credit score was 806, a failure in life and causing your credit to tank and rebuild will only now top you around 725.
that 80 stupid point difference is getting a million dollar loan vs being approved for a mortgage.
did the j..e...w...s set this system up, knowing that one particular family is literally worth a trillion dollars together from the banking industry, NO they did not!!
that was a lesson the good people learned from the bad people who give loans + points. a one thousand dollar loan that will cost you eighteen hundred to pay back, and just might also earn you a favor if you so should ever need another loan :)
2019-08-09 at 5:58 PM UTC
Number13 and Vinny speaks truth.
Iam_asiam is a good Goy.
Goy, you must constantly be under debt if you want to have reasonable assets!
2019-08-09 at 6:03 PM UTC
debt that builds, not medical or something stupid like driving uninsured.
buying a home, vehicle, having credits cards paid off monthly, land is debt that builds.
2019-08-09 at 6:10 PM UTC
Originally posted by iam_asiam68
credit scores are much like an IQ test.
the person with crappy credit, has failed miserably in life, and has basically flunked this portion of their life's journey.
Getting jedi Money Lenders to Think I can be Safely Exploited for Profit: My Life's Journey
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