User Controls
Do you guys do any budgetting?
-
2019-05-16 at 5:13 PM UTCBudgeting is one thing, especially if you live paycheck to paycheck. Once you are past that, you need to deploy your dollars and put it to work, aka investing. Don’t just work for your money; make your money work for you.
-
2019-05-16 at 5:17 PM UTC
Originally posted by Ajax Budgeting is one thing, especially if you live paycheck to paycheck. Once you are past that, you need to deploy your dollars and put it to work, aka investing. Don’t just work for your money; make your money work for you.
My tongue is my money. Let me invest in your small intestine.
I wonder if buying in bulk would or could be considered investing? Even though you're not directly making money, you indirectly are. I say it counts. -
2019-05-16 at 6:13 PM UTC
Originally posted by mmQ My tongue is my money. Let me invest in your small intestine.
Not an HB thread. Shouldn’t be an SG thread.
Originally posted by mmQ I wonder if buying in bulk would or could be considered investing? Even though you're not directly making money, you indirectly are. I say it counts.
Simply buying in bulk to save money wouldn’t be considered investing, unless you are buying bulk assets that you expect to appreciate in value. It would be considered smart spending though. -
2019-05-17 at 1:37 AM UTCI'm dyslexic as fuck
thought OP asked if we did any bodybuilding. -
2019-05-17 at 1:46 AM UTCI have to save my money to pay tax now,, like 30 fuking percent just to have enough money in the bank to give away to uncle sam..
I know now I need around $45 an hr to be happy with my pay and what the gubernment gets. -
2019-05-17 at 2:21 AM UTC
Originally posted by POLECAT I have to save my money to pay tax now,, like 30 fuking percent just to have enough money in the bank to give away to uncle sam..
I know now I need around $45 an hr to be happy with my pay and what the gubernment gets.
It's weird.. suddenly you get a raise and your tax bracket raises with it and you take home less
I got an extention till October to do it. But I plan on going back to 1040 and not 1099s too fucking complicated. there is no short tax form for themThe following users say it would be alright if the author of this post didn't die in a fire! -
2019-05-17 at 2:48 AM UTCI ration out my body fluid to maintain a nut a day practice.
-
2019-05-17 at 5:23 PM UTC
Originally posted by Tesla Coil It's weird.. suddenly you get a raise and your tax bracket raises with it and you take home less
I got an extention till October to do it. But I plan on going back to 1040 and not 1099s too fucking complicated. there is no short tax form for them
Tax brackets are a tiered system. Meaning your highest bracket doesn’t apply to your entire income - just the portion above the lower brackets. -
2019-05-17 at 5:26 PM UTC
Originally posted by Ajax Not an HB thread. Shouldn’t be an SG thread.
Simply buying in bulk to save money wouldn’t be considered investing, unless you are buying bulk assets that you expect to appreciate in value. It would be considered smart spending though.
Maybe an indirect abstract investment ? You're not necessarily directly investing your money, but you're investing your time or some shit. Compared to if you didnt buy in bulk. You're saving (making) money. A set amount. Just like a fixed amount investment of money in a savings account. -
2019-05-17 at 5:31 PM UTC
Originally posted by mmQ Maybe an indirect abstract investment ? You're not necessarily directly investing your money, but you're investing your time or some shit. Compared to if you didnt buy in bulk. You're saving (making) money. A set amount. Just like a fixed amount investment of money in a savings account.
You’re confusing the term. You aren’t investing money. You are spending less money in exchange for something that is valuable to you. Unless you can then generate an income or sell it in the future for a profit, it’s not an investment. -
2019-05-17 at 5:43 PM UTC
Originally posted by Ajax You’re confusing the term. You aren’t investing money. You are spending less money in exchange for something that is valuable to you. Unless you can then generate an income or sell it in the future for a profit, it’s not an investment.
I'm not confusing the term I'm just being obtuse and trying to force it to make it work. I guess buying in bulk, you're not investing your money, but you are investing something. Time I think. I cant word it how I want to. I am sorry. :( -
2019-05-17 at 5:44 PM UTCI spend my entire paycheck within minutes of getting it.
I then spend the remaining two weeks living like a bum. -
2019-05-17 at 5:44 PM UTCOf course if you sell your bulk purchases for profit then it was an investment.
If a nigga invests in 40 cadburys creme eggs at $1 for 4 (after easter closeout) and then sells them in his Ino/Pak 7/11 for $1 per egg, then that was a bulk buy investment. -
2019-05-17 at 5:46 PM UTCIf you fucking put money in a CD and get a fixed whatever, that's investment right? So I put in 5 dollars and in a year I will have made a dollar. And if I buy something now for 5 dollars instead of buying 6 of it for a dollar each time, I made a dollar. Haha
-
2019-05-17 at 5:50 PM UTC
-
2019-05-17 at 5:52 PM UTCDont do that to me. Use words more better and make me smart.
-
2019-05-17 at 5:53 PM UTC
-
2019-05-17 at 5:55 PM UTCIf the rate of inflation for the year was 2% for example and you got a return of $1 on $5 you really only made $0.90.
-
2019-05-17 at 5:57 PM UTC
Originally posted by mmQ If you fucking put money in a CD and get a fixed whatever, that's investment right? So I put in 5 dollars and in a year I will have made a dollar. And if I buy something now for 5 dollars instead of buying 6 of it for a dollar each time, I made a dollar. Haha
Yes, that would be an investment. That would be an unusually large interest rate on a CD too. If you made a dollar in a year on a $5 investment, that’s a 20% interest rate or rate of return. I’ll take that any day. -
2019-05-17 at 5:58 PM UTCThe following users say it would be alright if the author of this post didn't die in a fire!
