i think this is a step in the right direction but if it was this easy the market would have switched over already, maybe i'm wrong about that and it's only a matter of time but having to tie bank accounts and ID's to these bullshit instant tap pays is 'not it chief' as the kids would say. Do these zoomers even have bank accounts? Do they give a shit?
As long as you can move the money in one tap and just need your NON ID VERIFIED snapchat or instagram account I think that would be 10x bigger than paypal or any bank , but also would never be allowed .