2021-07-31 at 7:43 PM UTC
Yeah you stupid poor fucks.
That's how you do it.
No interest for me.
I've paid them all off early in hopes my credit score goes up and I'll have a better chance at getting approved for an apartment.
Was hoping to finish paying off my driver's license reinstatement fee this month in full but making 1 extra payment on it won't be the end of the world.
What I really need to get paying on is that stupid ass cofa and loveseat Chell and I financed in my name.
I told her to take it with her because I never really liked it.
God and the creditor only knows how much I owe on it.
The following users say it would be alright if the author of this
post didn't die in a fire!
2021-07-31 at 7:47 PM UTC
STER0S
Space Nigga
[the disappointingly unanticipated slab]
The following users say it would be alright if the author of this
post didn't die in a fire!
2021-07-31 at 8:13 PM UTC
RIPtotse
victim of incest
[my adversative decurved garbo]
Ya don’t ever finance furniture.. actually don’t ever finance anything... I don’t care if my credit goes to complete shit because I’ll never live beyond my means and use credit..cash is king
2021-07-31 at 8:22 PM UTC
How much was that thing again $2k or so? And you can't even let them take it.
2021-07-31 at 9:02 PM UTC
AngryOnion
Big Wig
[the nightly self-effacing broadsheet]
Credit cards are evil.
Never run a tab on them only charge as much as you know you pay off at the end of the month.
That way you still build credit and use their money.
2021-07-31 at 9:21 PM UTC
That sofa will fuck you as a co-signer yet leaving you no way to just pay off your half without probably having to pay off the whole balance yourself unless you two can work something out with the ex. You need to get her on board with improving your credit if you can. Ask her if there is any way for her to pay off her half early.
That said, I'm impressed that you've paid off your credit cards. If you run a $10,000 balance on a 20% card, it will cost you $2000 more a year than the guy not paying it off in dribs and drabs. Hell, a mere $1000 credit card debt will cost you an extra $200 a year more than need be. Try to save for your spending. Enjoy seeing your bank balance grow. Enjoy the confidence, pride and satisfaction you have in yourself when you can support yourself, grasshopper.
Save the credit card for items you know you can easily pay off (if you have a rewards card that pays you back money). Otherwise, only use the card for emergencies...and, no, Taco Bell at 1 am is not an emergency.
2021-07-31 at 9:27 PM UTC
AngryOnion
Big Wig
[the nightly self-effacing broadsheet]
Originally posted by stl1
That sofa will fuck you as a co-signer yet leaving you no way to just pay off your half without probably having to pay off the whole balance yourself unless you two can work something out with the ex. You need to get her on board with improving your credit if you can. Ask her if there is any way for her to pay off her half early.
That said, I'm impressed that you've paid off your credit cards. If you run a $10,000 balance on a 20% card, it will cost you $2000 more a year than the guy not paying it off in dribs and drabs. Hell, a mere $1000 credit card debt will cost you an extra $200 a year more than need be. Try to save for your spending. Enjoy seeing your bank balance grow. Enjoy the confidence, pride and satisfaction you have in yourself when you can support yourself, grasshopper.
Save the credit card for items you know you can easily pay off (if you have a rewards card that pays you back money). Otherwise, only use the card for emergencies…and, no, Taco Bell at 1 am is not an emergency.
I think that's the best post you have ever made.
The following users say it would be alright if the author of this
post didn't die in a fire!
2021-07-31 at 10:28 PM UTC
Originally posted by AngryOnion
I think that's the best post you have ever made.
Spoiler: it's a washington post article.
The following users say it would be alright if the author of this
post didn't die in a fire!
2021-07-31 at 10:37 PM UTC
I didn't know how much interest I was paying on that god damn couch until after I paid my credit cards off or I would have spent the money paying off the couch.
That shit is stinging.
2021-08-01 at 3:15 AM UTC
Fonaplats
victim of incest
[daylong jump-start that nome]
I bet I can pay the couch off today too.
It's only $750 which just so happens to be the available balance on my recently paid off credit cards.
2021-08-01 at 4:24 AM UTC
This isn't your personal blog, kid.
2021-08-01 at 7:22 AM UTC
Originally posted by Average Jane
Let the man pat himself on the back, grumpy Gus.
Hello. Very attractive avatar. You private message me, I draw retro toon-nation style for you. Retro 60s Jetson like. Is your really Jane?
The following users say it would be alright if the author of this
post didn't die in a fire!
