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In insurance fraud a truly victimless crime?

  1. #1
    Sudo Black Hole [my hereto riemannian peach]
    If you discount the amount paid out by the insurance companies because the insurance industry is crooked AF and hyper capitalism run J00ishly amok.

    Do the premium increases (assuming it results in that for the average consumer of the product you said was stolen that you actually sold on craigslist) fall at the feet of the fraudster or at the feet of the company that chose to integrate this behavior into their model?

    I'm not the most well versed with insurance practices but I know I pay alot a month and it's clearly a scam. Is it a truly "victimless crime" if someone were to defraud an insurance company? This obviously excludes the company itself because they are scum
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