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My credit score jumped 50 points.
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2022-01-26 at 1:25 PM UTCDid I do anything special?
Answer: Not really.
I paid off some credit cards that had a low balance anyways.
Seems like a big jump for what little I paid off. Why do credit scores make no sense? -
2022-01-26 at 1:31 PM UTCI don't know what mine is but I bet it's really bad
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2022-01-26 at 1:35 PM UTCMy credit score is 3 is that bad?
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2022-01-26 at 1:38 PM UTC
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2022-01-26 at 2 PM UTC
Originally posted by BeeReBuddy Did I do anything special?
Answer: Not really.
I paid off some credit cards that had a low balance anyways.
Seems like a big jump for what little I paid off. Why do credit scores make no sense?
maybe other factors, age of accounts etc...passing 10yrs on account age is a big one. -
2022-01-26 at 2:08 PM UTCthey took 40 points off me cuz of the plandemic, I said ,, welp, I reckon I'll go back to not giving a flying fuck what it is or what its doin
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2022-01-26 at 2:19 PM UTCMy credit took a nosedive when I went to prison because I had a balance of literally less than $2 that wasn't paid and went into collections. Now it shows up on every credit report and caused me to lose 100 or so points. I was told I could put in some kind of appeal but it wouldn't make a difference
Also the answer you are looking for, very specifically in this case is "Das juden" as they invented usury -
2022-01-26 at 2:28 PM UTC
Originally posted by Sudo My credit took a nosedive when I went to prison because I had a balance of literally less than $2 that wasn't paid and went into collections. Now it shows up on every credit report and caused me to lose 100 or so points. I was told I could put in some kind of appeal but it wouldn't make a difference
Also the answer you are looking for, very specifically in this case is "Das juden" as they invented usury
You'll just have to wait 7yrs for it to fall off...never pay ANYTHING on a collection as it resets the 7yrs. -
2022-01-26 at 2:34 PM UTC
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2022-01-26 at 2:36 PM UTC
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2022-01-26 at 2:41 PM UTC
Originally posted by Jiggaboo_Johnson A paid collection STILL stays on your credit report..paying it off doesn't change anything…it just resets the 7yrs to 0.
Yeah stays on it but is shown as "closed" which makes you eligible for more things and improves your score. With open collections you aren't even eligible for a prepaid visa which makes absolutely no sense -
2022-01-26 at 2:49 PM UTC
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2022-01-26 at 5:36 PM UTC
Originally posted by Jiggaboo_Johnson That I didn't know young billy.
I have a friend who's a co owner of a dealership and has shown me the credit data he is privy to. There's equifax and transunion and neither of them seem to share information. Not sure how two supposedly private companies are allowed to have so much power and control over people's lives. Don't get me started on the collusion between Das bankurs and the Canadian government either. One thing I will say is it's funny that (Canada at least has, I know different states have different laws regarding interest rates) its illegal in Canada to have an interest rate of 20% or higher but payday and car loans are exempt from this practice (or rather find loopholes that could be easily corrected) but for a private citizen to loan money to another at a high interest rate without creditors involved its illegal. Payday loans are an intrinsically evil business by design, it's amazing they aren't regulated to death like so many other sectors are -
2022-01-26 at 5:40 PM UTCGovernment interference.
As you are no doubt aware I'm very hyper about people assuming their own personal responsibility. ADULTS shouldn't require government interference when agreeing on a loan.
If I want to loan you $400 at 60% interest that's between me and thee and nothing to do with 'duh Gov". Personal responsibility etc.
If you're that fucked up that you are willing to accept such a deal then make the deal and live with the consequences...that's how a nigger learns..not by having "duh gov" bailing you out or dictating what you can and can't do.
Freeeeddddooommmmm (as long as the gov says it's ok) -
2022-01-26 at 5:46 PM UTC
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2022-01-26 at 5:54 PM UTCMy credit score is pretty dope bc im a responsible adult sometimes n stuff
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2022-01-26 at 6:27 PM UTC
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2022-01-26 at 6:32 PM UTC
Originally posted by Jiggaboo_Johnson Government interference.
As you are no doubt aware I'm very hyper about people assuming their own personal responsibility. ADULTS shouldn't require government interference when agreeing on a loan.
If I want to loan you $400 at 60% interest that's between me and thee and nothing to do with 'duh Gov". Personal responsibility etc.
If you're that fucked up that you are willing to accept such a deal then make the deal and live with the consequences…that's how a nigger learns..not by having "duh gov" bailing you out or dictating what you can and can't do.
Freeeeddddooommmmm (as long as the gov says it's ok)
He is from shithole communist canada. It makes sense, bunch of simp faggots and women in office.
"but da poor peeople" -
2022-01-26 at 6:38 PM UTCJiggles is from Houston, Texas by way of Manchester, England.
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2022-01-26 at 6:55 PM UTC
