Trying to pay down debt to improve my credit score.

1. 2021-07-28 at 4:42 PM UTC

   #1
   

   BeeReBuddy motherfucker [pimp your due marabout]
   I have no idea what I'm doing and I feel like I already spent too much money.
   Why spend money on debt?
2. 2021-07-28 at 4:59 PM UTC

   #2
   Ajax African Astronaut [rumor the placative aphakia]
   Paying down debt principle happens on the balance sheet, not on the income statement where spending occurs. You’re just trueing up the books.
3. 2021-07-28 at 5:24 PM UTC

   #3
   

   BeeReBuddy motherfucker [pimp your due marabout]
   Stupid ass me just called to pay off something in collections and the lady on the other end chuckled as she told me that it was from 6 years ago.
   1 more year and it would have dropped anyways.
   I went ahead and paid it.