User Controls

British people guessing how much US healthcare costs

  1. #21
    SWIM wouldn't know anything about that

    But other SWIM told me that they don't even ask for your tax returns if you don't wish to give them over, you can also just send them a couple paystubs or ask for a form you can sign promising that your annual income you gave to them is truly what you make. There are ways to explain yourself out of these things, you just need to think on your feet a little. SWIM has gotten out of paying tens of thousands of dollars this past year over dozens of hours in phone calls doing just that, and it's not over yet, and it's been eating him alive tbqh fam. Thankfully the end to these problems seems to be pretty close here though.

    It's not like he's even trying to be greedy, he's really not, he's just trying to correct the retarded situations the government has imposed on him without his consent, such as barring him from using obammercare because "his mom gets private coverage therefor he MUST by law use her healthcare instead yet he can't remove himself from the policy, SHE has to do that." And what if SWIM wasn't on speaking terms with his mother, huh? IDIOTAS!

    Her coverage is effectively worthless with a something-thousand dollar deductible and no prescription coverage at all, even after the deductible is met. SWIM survived on goodrx for years.
  2. #22
    I dunno, I'm not for single payer because it's not economically viable and may fuck up the industries, but I am for expanding consumer protective regulations such as allowing anyone to go on the obammercare plans under any circumstances (at full cost if necessary) in case their employer offers only shit coverage like so many do, mine included. This would force insurers to quit gouging people because then they'd just go on the full priced obammercare with better coverage, and if not that then we need employers to offer at least one plan with a low ($300-500 or less) deductible) at a reasonable rate because this is ridiculous.

    I'm for more subsidies under an obammercare system because working class and lower middle class and people who don't save money, which is like what, half or more? can't afford to meet their deductibles or pay the premiums for the (even still shitty) "cadillac plans" that often don't even exist anymore if you work in the private sector.

    I'm fairly economically conservative, but USA has by far the most expensive healthcare in the world, yet is one of the only developed nations without government insured healthcare despite also being the richest country on Earth. Not that that's inherently a bad thing, I actually like the combination of public and private health insurances to avoid massive new debt, but people have to be able to get on a plan that works for them if they're going to be forced to buy health insurance from their employer but the plans are all worthless.
  3. #23
    Maybe we wouldn't need to subsidize it more if our healthcare costs and insurances were reasonable and competitive compared to the rest of the world, but that is not the case. The reason for this is because our healthcare industry is not a free market, it's the opposite. The consumer has absolutely no freedom to choose the healthcare products and services they would like to purchase, y'know, like in a free market. You may buy the ONE drug(s) your Dr. says you may buy, or you may buy nothing. You don't get to go around the doctor even if he prescribes a $500 a month drug instead of an equally good $5 a month drug. He doesn't know what the drugs cost and he doesn't care, because he doesn't prescribe what is the best value, he prescribes what he thinks is medically optimal, which is what big pharma tells him it is, which is likely the "latest and greatest" drug, slightly different than the last, with a 15 year patent that costs $500 a month because it has no competition because the consumer cannot opt to buy the $5 drug because if they could everybody would do that and the new drug maker would have to lower their price in order to compete and not go out of business. Y'know, like how the rest of the free market works? There's a reason Tylenol did not cost the equivalent of $500 a month when it first came out, because everyone would have kept buying aspirin because they have freedom to choose whichever OTC drugs they wish.
  4. #24
    WellHung Black Hole
    British people need to Eat their fucking
    fish-and-chips and shut the fuck up.
  5. #25
    Star Trek VI: The Undiscovered Country Dark Matter [my scoffingly uncritical tinning]
    Originally posted by WellHung British people need to Eat their fucking
    fish-and-chips and shut the fuck up.

    Americans are do lazy and entitled.

    Socialised healthcare is literally socialism.
  6. #26
    WellHung Black Hole
    Originally posted by Star Trek VI: The Undiscovered Country Americans are do lazy and entitled.

    Socialised healthcare is literally socialism.

    I'm lazy, but not entitled.
  7. #27
    Originally posted by Jiggaboo_Johnson Yes you can…medical debt is unsecured debt and along with other unsecured debt (chiefly credit cards) is the easiest debt to get out of by filing bankruptcy.

    Cut/paste nigga

    In Chapter 7 Bankruptcy
    If you qualify for Chapter 7, your discharge will wipe out your medical bills along with most other general unsecured debts (for instance, student loans fall into this category but aren't dischargeable). There is no limit to the amount of medical debt you can discharge in Chapter 7 bankruptcy.



    Plain incorrect. You are fucking stupid. Secure/unsecure has literally nothing to do with it. Holy shit. Take an economics class.
  8. #28
    Sudo Black Hole [my hereto riemannian peach]
    Originally posted by MexicanMasterRace

    Plain incorrect. You are fucking stupid. Secure/unsecure has literally nothing to do with it. Holy shit. Take an economics class.

    WOW

    §m£ÂgØL

    I KNEW YOU WERE STUPID

    BUT THIS!

    WOW

    I am in awe
    The following users say it would be alright if the author of this post didn't die in a fire!
  9. #29
    Sudo Black Hole [my hereto riemannian peach]
    WOW
  10. #30
    kroz weak whyte, frothy cuck, and former twink
    Originally posted by Star Trek VI: The Undiscovered Country Healthcare should be out of reach of the lower classes, or the result is dysgenic.

    lol i like how you also say old and weak people deserve to be used and abused by niggers, its the ebb and flow of life
    The following users say it would be alright if the author of this post didn't die in a fire!
  11. #31
    Sudo Black Hole [my hereto riemannian peach]
    Originally posted by MexicanMasterRace

    Plain incorrect. You are fucking stupid. Secure/unsecure has literally nothing to do with it. Holy shit. Take an economics class.

    just a reminder that §m£ÂgØL thought this was a clever thing to post at the time.

    §m£ÂgØL is like 10 reddit memes for a cringey tryhard faillord all in one. He's a fedora atheist, "ackshully", "I am so smart" guy who's really dumb I forget the name for the subreddit I used b subscribed to it, looks like keenan cahill which is a meme in itself, plus I'm sure a bunch more I'm not on reddit enough to know. It's actually incredible to even know he exist as a person and not just a cringe machine
  12. #32
    This nigga obsessed with me.
  13. #33
    Sudo Black Hole [my hereto riemannian peach]
    Originally posted by MexicanMasterRace This nigga obsessed with me.

    You don't even know what economics is and that's pretty funny but also sad
  14. #34
    Originally posted by Sudo You don't even know what economics is and that's pretty funny but also sad

    Sorry, who's the one with a degree here? That's right. Me.
  15. #35
    Sudo Black Hole [my hereto riemannian peach]
    Originally posted by MexicanMasterRace Sorry, who's the one with a degree here? That's right. Me.

    You are incredibly stupid and also very pathetic. It's actually depressing knowing I'm conversing with someone like you
  16. #36
    Originally posted by Sudo You are incredibly stupid and also very pathetic. It's actually depressing knowing I'm conversing with someone like you

    Copy paste copy paste

    Doesn't change the facts, boomer
  17. #37
    WellHung Black Hole
    Originally posted by Sudo just a reminder that §m£ÂgØL thought this was a clever thing to post at the time.

    §m£ÂgØL is like 10 reddit memes for a cringey tryhard faillord all in one. He's a fedora atheist, "ackshully", "I am so smart" guy who's really dumb I forget the name for the subreddit I used b subscribed to it, looks like keenan cahill which is a meme in itself, plus I'm sure a bunch more I'm not on reddit enough to know. It's actually incredible to even know he exist as a person and not just a cringe machine

    U dont care for him, huh?
  18. #38
    Originally posted by MexicanMasterRace

    Plain incorrect. You are fucking stupid. Secure/unsecure has literally nothing to do with it. Holy shit. Take an economics class.

    Fucking lol...

    Secured debt = you put something up to forfeit in case you default on the loan. Example, your house.

    Unsecured debt = you don't put something up to forfeit if you default on the loan.

    You file bankruptcy with secured debt...you lose whatever you put up as collateral

    You file bankruptcy with unsecured debt...you don't lose whatever you didn't put up as collateral.

    It's pretty simple to understand for anyone who doesn't pick fruit for a living.
  19. #39
    Originally posted by MexicanMasterRace Sorry, who's the one with a degree here? That's right. Me.

    Just 1? lololol
  20. #40
    Sudo Black Hole [my hereto riemannian peach]
    Originally posted by MexicanMasterRace Copy paste copy paste

    Doesn't change the facts, boomer

    WOW §m£ÂgØL

    AGAIN YOU HAVE SURPRISED ME WITH YOUR STUPIDITY

    YOU HAVE MANAGED TO TOP YOURSELF SOMEHOW

    ITS LIKE YOU STILL DONT EVEN KNOW

    ITS ACTUALLY INCREDIBLE HOW MANY LEVELS THERe ARE TO YOUR STUPIDITY

    CAN YOU EVEN TIE YOUR SHOES?

    In addition to the thing about medical debt which you are very wrong about and have offered nothing to prove otherwise, the other specific evidence of your stupidity I was referring to was that you think medical debt would be discussed in an economics class which just shows you LITERALLY DO NOT KNOW WHAT ECONOMICS EVEN IS which is sad, stupid and unsurprising.

    It's just incredible every day I come on this website you find a new was to demonstrate your ineptitude at everything to do with life and your diminished capacity for understanding the world around you. You must need a helmet and a "special helper" to even go outside
Jump to Top