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Niggas in Space > Money Money Money... > Lie on credit card application

Lie on credit card application

  1. 2019-07-02 at 7:30 PM UTC
    #1
    The Self Taught Man Black Hole
    What happens if I say I make more than I do? Thankfully, I don't have consistent hours or set wages. Both are incredibly variable so I have plenty of fudge room no matter what.

    What happens if SWIM says he makes a lot more than he dose? 20k more? 50k more? (gross) When do they start actually checking instead of giving you an instant yes or no?

    SWIM is not actually applying, but the CC company is asking him how much he makes bc they are looking to increase his credit limit bc SWIM has had his card for a yr now and been a vewy vewy good boi.
  2. 2019-07-02 at 7:31 PM UTC
    #2
    The Self Taught Man Black Hole
    Not an MMM thread
  3. 2019-07-02 at 7:36 PM UTC
    #3
    vindicktive vinny Black Hole
    tell swim that the credit card companies subscribes to a philosophy of hearsays are true make beliefs are best creed.
  4. 2019-07-02 at 7:39 PM UTC
    #4
    mmQ Lisa Turtle
    Use I in the first paragraph and SWIM in the next 2.

    Well, its fraud. Illegal!!!! You probably already knew that.

    I'd say I wouldn't push it more than an extra 5 or 10k, granted you say you have some leeway in that department anyway.

    They would compare your application reported income to your last tax return income so anything much past that would probably be a red flag.

    Hefty fines and potential but not that likely jail time.
  5. 2019-07-02 at 7:44 PM UTC
    #5
    vindicktive vinny Black Hole
    Originally posted by mmQ Use I in the first paragraph and SWIM in the next 2.

    Well, its fraud. Illegal!!!! You probably already knew that.

    I'd say I wouldn't push it more than an extra 5 or 10k, granted you say you have some leeway in that department anyway.

    They would compare your application reported income to your last tax return income so anything much past that would probably be a red flag.

    Hefty fines and potential but not that likely jail time.

    who would want to jail their potential source of income ?
  6. 2019-07-02 at 7:55 PM UTC
    #6
    mmQ Lisa Turtle
    Originally posted by vindicktive vinny who would want to jail their potential source of income ?

    Right. Hence I said not likely. Sometimes it's just a formality.
  7. 2019-07-02 at 7:56 PM UTC
    #7
    Technologist victim of incest
    Called bank fraud, ask trump😆
    The following users say it would be alright if the author of this post didn't die in a fire!
  8. 2019-07-02 at 8:01 PM UTC
    #8
    vindicktive vinny Black Hole
    Originally posted by mmQ Right. Hence I said not likely. Sometimes it's just a formality.

    i know.

    that was a concurrence .
  9. 2019-07-02 at 9:09 PM UTC
    #9
    Star Trek VI: The Undiscovered Country Dark Matter [my scoffingly uncritical tinning]
    There's no penalty for those sort of bullshitty crimes, get the fuck out of here.
    The following users say it would be alright if the author of this post didn't die in a fire!
  10. 2019-07-02 at 9:29 PM UTC
    #10
    The Self Taught Man Black Hole
    yeah gont, what im more worried about is why the fuck is there 3 lines of revolving credit on my FICO when I only have 2 credit cards, but the gonts wont tell me what they are so I gotta pay 12 bucks to get a 2nd credit report mailed to me and !@HRWRHGERG AWOEJSFAWJEF AEFOPWERF POERFJ EAFDSUFJ CJFUck toyouo
  11. 2019-07-02 at 9:40 PM UTC
    #11
    mmQ Lisa Turtle
    Well if there's no penalty why the hell you asking? Tell em you make 7 figures. FUCK IT!
  12. 2019-07-02 at 9:51 PM UTC
    #12
    The Self Taught Man Black Hole
    Ah, nvm so I found a credit card I thought I thought wasn't active but it actually is with almost 6 grand for a limit but I think it's only accepted for medical services. I may or may not cancel it I guess
  13. 2019-07-02 at 9:53 PM UTC
    #13
    OG_GREENPLASTIC_JOHNSON_III African Astronaut
    i lied on one of those and got the card, still have it
  14. 2019-07-02 at 10:15 PM UTC
    #14
    Star Trek VI: The Undiscovered Country Dark Matter [my scoffingly uncritical tinning]
    One of coworkers was commenting on how easy it was to get a mortgage in his current job compared to his old one just the other day. Always choose accounting or similar if at all possible, it's nice, safe, secure work.
  15. 2019-07-02 at 10:22 PM UTC
    #15
    The Self Taught Man Black Hole
    NO

    I HATE MATH
  16. 2019-07-03 at 12:03 AM UTC
    #16
    GGG victim of incest [my veinlike two-fold aepyornidae]
    Originally posted by Star Trek VI: The Undiscovered Country There's no penalty for those sort of bullshitty crimes, get the fuck out of here.

    ORLY?

    https://www.fbi.gov/contact-us/field-offices/sandiego/news/press-releases/loan-fraud-defendants-lies-and-false-documents-qualify-him-for-five-years-in-prison

    Whether the pursue the issue is a different matter. I imagine its just dependent on how hard youre fucking them over by lying. But lying whatsoever on these applications is absolutely illegal.
  17. 2019-07-03 at 6:05 PM UTC
    #17
    vindicktive vinny Black Hole
    Originally posted by Star Trek VI: The Undiscovered Country One of coworkers was commenting on how easy it was to get a mortgage in his current job compared to his old one just the other day. Always choose accounting or similar if at all possible, it's nice, safe, secure work.

    birds of a feather tends to approve each other.

    call it accountant commaderie.
  18. 2019-07-03 at 9:52 PM UTC
    #18
    Admin African Astronaut
    They could deny you.
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