2023-07-06 at 10:51 AM UTC
On there website www credit carma dot com, and she told me of I hunker down I can get a new discover card with a low annual fee and 29 percent interest which is pretty good
I'm planning on adding this card to my portfolio and only using it for beer/food and paying it off every year
2023-07-06 at 1:43 PM UTC
i dont understand the mindset of paying petty items like beer and groceries with credit cards.
i mean, you already have the money. why get a loan to pay for groceries and sheit when you already can afford them.
2023-07-07 at 4:45 PM UTC
Originally posted by cigreting
Stupid people rack up debt on credit cards all the time then take years to pay it off. More of an intelligence issue but it happens
Well stupid people do lots of stupid things...the trick it to not be stupid
Make the credit cards work for you at the expense of the stupid ones (who are indeed the VAST majority)....thanks dumb dumbs.
The following users say it would be alright if the author of this
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2023-07-07 at 4:51 PM UTC
frala
Avant garde shartist
Why would you not use your credit card to pay for airfare and hotels? The shit is literally free.
2023-07-07 at 4:55 PM UTC
Just fake your death, what debt? I'm dead.
2023-07-07 at 4:59 PM UTC
Hertz rentacar UK tried to rip me off for $400 last time I went to England saying I damaged the car (which I didn't)..the fuckers didn't even do a walk around when I picked it up and when I dropped it off at 3am no one was there.
They charged my CC and I only knew about it when my statement came, I challenged it and got the money credited back immediately while the CC investigated...they found in my favor (as 99% of the time they always do).
The guy from UK HERTZ was emailing me very unprofessionally for weeks telling me "we're gonna win, we don't have to do a walk around" etc he send a photo of a scratch on the car bumper (fender) as proof...I said "umm how does that prove I did it and it wasn't already there or some twat did it after I dropped it off at 3am"
Anyway he's all "We gonna win"...I really enjoyed copying him on the email from my CC saying they had found in my favor and telling him I'll never use HERTZ again.
Now if I hadn't used a CC for that I'd have been fucked out of $400.
2023-07-08 at 3:50 AM UTC
I'm thinking about becoming a credit card company.
