Niggers never possess credit cards...

1. 2022-12-21 at 7:34 PM UTC

   #1
   WellHung Black Hole
   Folks, for the undisciplined negro, to avoid spending money that is available to be spent (credit line), is simply much too hard.
2. 2022-12-21 at 7:38 PM UTC

   #2
   

   Bradley Florida Man
   i think it's because racist ass banks and loaners won't issue them credit cards because being black
   The following users say it would be alright if the author of this post didn't die in a fire!

   • The Self Taught Man
3. 2022-12-21 at 7:42 PM UTC

   #3
   WellHung Black Hole

   Originally posted by Bradley i think it's because racist ass banks and loaners won't issue them credit cards because being black

   
   🤣
4. 2022-12-21 at 9:34 PM UTC

   #4
   Jiggaboo_Johnson Black Hole

   Originally posted by Bradley i think it's because racist ass banks and loaners won't issue them credit cards because being black

   
   Sounds like a perfectly reasonable reason to me.
5. 2022-12-21 at 10:05 PM UTC

   #5
   WellHung Black Hole
   Giggles for niggles?
6. 2022-12-21 at 10:09 PM UTC

   #6
   WellHung Black Hole
   Nigger
7. 2022-12-21 at 10:15 PM UTC

   #7
   WellHung Black Hole
   Shittskin
8. 2022-12-21 at 11:49 PM UTC

   #8
   WellHung Black Hole
   F
9. 2022-12-22 at 12:35 AM UTC

   #9
   WellHung Black Hole
   H
10. 2022-12-22 at 5:31 AM UTC

    #10
    WellHung Black Hole
    Z
11. 2022-12-22 at 6:16 AM UTC

    #11
    WellHung Black Hole
    L
12. 2022-12-22 at 6:35 AM UTC

    #12
    WellHung Black Hole
    O
13. 2022-12-22 at 9:39 AM UTC

    #13
    WellHung Black Hole
    Q
14. 2022-12-22 at 1 PM UTC

    #14
    Jiggaboo_Johnson Black Hole
    There's an old Lithuanian saying that's quite pertinent to the issue of black people and why giving them credit is a bad idea, translated to English it goes like this:
    
    Coons be coonin, for real ya'll.
15. 2022-12-22 at 1:21 PM UTC

    #15
    RIPtotse victim of incest [my adversative decurved garbo]
    Neither do I. Credit is for idiots who live beyond their means.
    The following users say it would be alright if the author of this post didn't die in a fire!

    • Bradley
16. 2022-12-22 at 1:22 PM UTC

    #16
    RIPtotse victim of incest [my adversative decurved garbo]
    If the education system taught statistics and useful math no one would play the lottery either. I wonder why lotto taxes go to education....hmm..
17. 2022-12-22 at 1:28 PM UTC

    #17
    

    mmQ Lisa Turtle

    Originally posted by RIPtotse Neither do I. Credit is for idiots who live beyond their means.

    
    The smartest people do in fact live beyond their means, and can do it their whole life just living off of credit.
18. 2022-12-22 at 4:01 PM UTC

    #18
    WellHung Black Hole

    Originally posted by RIPtotse Neither do I. Credit is for idiots who live beyond their means.

    
    Oh boy
19. 2022-12-22 at 4:08 PM UTC

    #19
    Jiggaboo_Johnson Black Hole

    Originally posted by RIPtotse Neither do I. Credit is for idiots who live beyond their means.

    
    Incorrect, I have great credit (varies between 830 and 850) and many credit cards...all with zero balances and don't live beyond my means.
    
    The trick is to learn how to use credit to your advantage, not let it use you.
    
    I buy "big ticket" items (and often small ticket ones too) on credit then get ...depending on the card (2-5% cash back, air miles, other discounts/incentives, no need to carry around cash etc) I basically use mine like debit cards, pay off at the end of the month before interest kicks in and reap the reward benifits that you don't get with a debit card.
    
    BOOM! - As the old Russian missiles like to say reigning down on Ukraine.
20. 2022-12-22 at 11:09 PM UTC

    #20
    

    Bradley Florida Man

    Originally posted by RIPtotse Neither do I. Credit is for idiots who live beyond their means.

    
    I've owed money twice in my life, both due to unforeseen judgements. Both were rapidly paid off, couldn't imagine being in debt.