2021-01-23 at 6:50 PM UTC
I have never had a credit card before.
I hear you can get one and they have cash back or sometimes even will have a 1 time cash bonus of say "$200" after you spend your first $500.
I already spent money on stuff like my couch but I haven't actually paid a dollar for it yet.
Anyways, I was thinking about ordering a credit card with a cash back rewards thing and then just using it on my couch or some other purchase that will qualify me for the $200 cash bonus.
Then I was just going to shred the card and pocket the $200.
Like I said, I have no experience with credit cards.
If you could share any useful knowledge I would very much appreciate it.
Thx.
-Fona
2021-01-23 at 6:59 PM UTC
If anyone knows of a good credit card I can use to pay off my couch with let me know.
My couch was $1500 and I got it financed for 48 months but in reality I could pay it off right now.
2021-01-23 at 7:51 PM UTC
AngryOnion
Big Wig
[the nightly self-effacing broadsheet]
Always pay in full every month.
Late payment fees and interest can kill you.
2021-01-23 at 8:12 PM UTC
Fonaplats
victim of incest
[daylong jump-start that nome]
Which one will pay me the most back.
Thats all i wanna know.
2021-01-23 at 11:32 PM UTC
AngryOnion
Big Wig
[the nightly self-effacing broadsheet]
^^ so true.
If you have to put something on credit all that means is that you cant afford it and you should not buy it in the first place.
is the $200 really a cash bonus or like a credit bonus? i never used a credit card in my life either, those things are scams.
2021-02-01 at 8:40 AM UTC
I have tried to apply for 5 credit cards all that supposedly are for people with bad credit and I have been denied all 5 times.
Fuck this scam.
2021-02-01 at 1:58 PM UTC
RIPtotse
victim of incest
[my adversative decurved garbo]
don't get one man not worth it..unless emergencies..in that case maybe if u have shit credit go to capital one or some shit and get one of those like 300 to 500 limit guys that u give them like 20 bucks for
